All the papers are from Printable Heaven - Christmas Vintage set for £2.75 (38 papers!) and I've had the set for quite a few years and its always one I like to use! I've added a faux running stitch around the edges and attempted a swish folding thing with the papers but didn't quite get it how I wanted on either card so I'll need to practice that a bit more!
Good luck with the challenge - for more details, please pop over to Fetch A Sketch!
Dream Valley Challenges: Christmas
Gingerloft: Christmas or Winter
Pile It On: Embellishments
Quirky Crafts: Last Minute Christmas
The Squirrel and The Fox: Christmas
Crafty Hazelnut's Christmas Challenge: Christmas
Craftymess: Vintage Christmas
Winter Wonderland: Wish Upon A Star
Papers: Download from Printable Heaven
Felt Embellishment: Christmas decoration set from Sainsburys
Everything else: My stash